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Stock Market Symbol for WAL Mart

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Savings and Loan Calculators and Tools

Savings and Loan Calculators and Tools

Calculators	Source
Accelerated Debt Payoff Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. The process is simple; just apply a portion of your consolidated loan's monthly payment savings to the consolidated loan's balance. You can save hundreds, even thousands in interest and shave years off of your loan!	Calculator
Amortizing Loan Calc Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Press the report button to see a monthly payment schedule	Calculator
Cool Million What might it take to save one million dollars? This financial calculator helps you find out. Enter in your current savings plan and graphically view your financial results for each year until you retire. Press the "View Report" button for a report that helps you see when you might hit your cool million - and what you might be able to do to possibly achieve this goal	Calculator
Debt Consolidation Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Fill in your loan amounts, credit card balances and other outstanding debt. You can then see what your monthly payment would be with a consolidated loan. Try adjusting your terms, loan types or rate until you find a consolidation plan that fits your needs - and most importantly your budget!	Calculator
Emergency Savings Calc Having adequate emergency savings can make unforeseen unemployment, auto repairs, medical emergencies, property damage and even legal issues more manageable. With adequate emergency savings, you can focus on how to best meet your family's needs, rather than worrying about finding the money to handle these difficult situations. This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal	Calculator
Existing Loan Calc Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining. You can then click on the view report button for a complete, payment by payment, amortization schedule of your loan	Calculator
Home Budget Calculator Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, you can click the "view report" button to compare your budget breakdown to our targets, which can help identify areas for improvement	Calculator
Loan Comparison Calc / Tool Determining which loan provides you with the best value involves more than simply comparing monthly payments. Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new loan. By comparing these important variables side by side, this calculator can help you pick the loan that works best for you. Click on the "View Report" button to see the results in detail	Calculator
What is your Net Worth Calculator Your net worth is the value of all of your assets, minus the total of all of your liabilities. Put another way, it is what you own minus what you owe. If you owe more than you own, you have a negative net worth. If you own more than you owe you will have a positive net worth. This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.	Calculator
Savings Calculator The value of your savings can be affected by both inflation and taxes. Use this calculator to determine how much your savings will be worth with these two important variables in mind. Click the "View Report" button to get more information and a year-by-year savings schedule.	Calculator
Savings, Taxes, and Inflation The value of your savings can be affected by both inflation and taxes. Use this calculator to determine how much your savings will be worth with these two important variables in mind. Click the "View Report" button to get more information and a year-by-year savings schedule	Calculator
Should my spouse work? Calculator This calculator is designed to help you see the financial impact of adding, or removing, a spouse's income to your household. As with any decision of this type, there are many factors to consider, but knowing your finances is a good place to start. This calculator has been updated to use the new withholding schedules for 2006	Calculator

Retirement Finance Calculators

Retirement Finance Calculators

Calculators	Source
401(k) Savings Calc A 401(k) can be one of your best tools for creating a secure retirement. It provides you with two important advantages. First, all contributions and earnings to your 401(k) are tax deferred. You only pay taxes on contributions and earnings when the money is withdrawn. Second, many employers provide matching contributions to your 401(k) account which can range from 0% to 100% of your contributions. The combined result is a retirement savings plan you can not afford to pass up	Calculator
401(k) Spend or Save There are several ways to manage your 401(k) balance when you leave an employer. The most fundamental of which is should you spend it or save it? Depending on your age and tax bracket, making the wrong decision can cost you thousands of dollars both in taxes and lost earnings. This calculator helps illustrate the difference	Calculator
457 Savings Calc A 457 can be one of your best tools for creating a secure retirement. It provides you with two important advantages. First, all contributions and earnings to your 457 are tax deferred. You only pay taxes on contributions and earnings when the money is withdrawn. Second, many employers provide matching contributions to your 457 account which can range from 0% to 100% of your contributions. The combined result is a retirement savings plan you can not afford to pass up	Calculator
How Important is Social Security? How will losing your Social Security benefits affect your retirement? Use this calculator to determine how losing this important retirement asset could affect you. Click the report button to see your retirement savings with and without Social Security benefits	Calculator
Retirement Contribution Effects on Your Paycheck Calc creating a secure retirement. It provides you with two important advantages. First, all contributions and earnings are tax deferred. You only pay taxes on contributions and earnings when the money is withdrawn. Second, many employers provide matching contributions to your account, which can range from 0% to 100% of your contributions. Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement savings. This calculator has been updated to use the new withholding schedules for 2007	Calculator
Retirement Income Calc Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement. Your annual savings, expected rate of return and your current age all have an impact on your retirement's monthly income. View the full report to see a year-by-year break down of your retirement savings.	Calculator
Retirement Planner Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Social security is calculated on a sliding scale based on your income. Including a non-working spouse in your plan increases your social security benefits up to, but not over, the maximum	Calculator
Roth 401(k) or Traditional? Analyser A 401(k) can be an effective retirement tool. As of January 2006, there is a new type of 401(k) - the Roth 401(k). The Roth 401(k) allows you to contribute to your 401(k) account on an after-tax basis - and pay no taxes on qualifying distributions when the money is withdrawn. For some investors, this could prove to be a better option than the Traditional 401(k), where deposits are made on a pre-tax basis but are subject to taxes when the money is withdrawn. Use this calculator to help determine the best option for your retirement	Calculator
Roth IRA Calc Creating a Roth IRA can make a big difference in your retirement savings. There is no tax deduction for contributions made to a Roth IRA, however all future earnings are sheltered from taxes. The Roth IRA provides truly tax-free growth	Calculator
Traditional IRA Calc Contributing to a Traditional IRA can create a current tax deduction, plus it provides for tax deferred growth. While long term savings in a Roth IRA may produce better after tax returns, a Traditional IRA may be an excellent alternative if you qualify for the tax deduction	Calculator

Investment Calculators

Investment Calculators

Finance Calculators

Calculators	Source
1040 Tax Calculator Enter your filing status, income, deductions and credits and we will estimate your total taxes for 2008. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April. This calculator uses the preliminary 2008 tax tables, subject to modifications by the IRS and changes in the tax code.	Calculator
Annual Stock Option Grants Calculator Many companies issue annual stock option grants to their employees. Receiving a stream of stock options over a period of years can be an incredible benefit. Use this calculator to project how much a series of annual stock option grants could be worth to you.	Calculator
Asset Allocator Calculator The Asset Allocator is designed to help you create a balanced portfolio of investments. Your age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds and cash. The calculated asset allocation is a great place to start your analysis in building a balanced portfolio. Click on the "View Report" button for a detailed look at your results	Calculator
CD Ladder Calc Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder. With a CD Ladder, you can benefit from higher interest rates for longer maturities, while achieving better liquidity, rather than investing in a single long-term CD	Calculator
Certificate of Deposit Calculator Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance. Click on the "View Report" button to see a detailed schedule of your CD's balance and interest earned	Calculator
Future Contracts Calc Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan. All investment plans should be reviewed by a financial professional before you execute them. Purchasing futures contracts is a risky investment and should only be done by experienced investors with professional advice. This calculator is only designed to help illustrate the percentage of your equity investment that is at risk with a specific future contract purchase	Calculator
Investment Returns Calculator Meeting your long-term investment goal is dependent on a number of factors. This not only includes your investment capital and rate of return, but inflation, taxes and your time horizon. This calculator helps you sort through these factors and determine your bottom line. Click the "View Report" button for a detailed look at the results	Calculator
Stock Option Calc Receiving options for your company's stock can be an incredible benefit. Even after a few years of moderate growth, stock options can produce a handsome return. Use this calculator to determine the value of your stock options for the next one to twenty-five years	Calculator
Payroll Deductions Calc Use this calculator to help you determine the impact of changing your payroll deductions. You can enter your current payroll information and deductions, and then compare them to your proposed deductions. Try changing your withholdings, filing status or retirement savings and let the payroll deduction calculator show you the impact on your take home pay. This calculator has been updated to use the new withholding schedules for 2006	Calculator

Auto Finance Calculators

Here is a list of Auto Finance Calculators for your use.

Car Finance Calculators

Calculators	Source
Auto Loan Early Payoff How much interest can you save by increasing your auto loan payment? This financial calculator helps you find out. View the report to see a complete amortization payment schedule, and how much you can save on your auto loan!	Calculator
Auto Loans Calculator Use this calculator to help you determine your monthly auto loan payment or your auto purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the "View Report" button.	Calculator
Auto Rebate vs. Low Interest Financing Calculator Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. A rebate will reduce your auto loan balance, while low interest financing lowers your monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.	Calculator
Home Equity vs. Auto Loan Calculator Home equity loans often have lower interest rates than auto loans and the interest may be tax deductible. Two good reasons to take a look at home equity loans to finance your automobile purchase	Calculator
Lease vs. Buy Calculator Should you lease or buy your car? Use this calculator to find out! We calculate your monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.	Calculator
Finance Calculators Figure out your estimated monthly payments and look at loan vs. lease.	Calculator
Auto Loan Calculator	Calculator
Auto Loan Calculator Affordability	Calculator
Auto Loan Calculator Cash Back vs. Low Interest	Calculator
Auto Loan Calculator Loan vs. Lease	Calculator
Auto Loan Calculator from Edmunds	Calculator

Home Mortgage Calculators

Here is a List of Mortgage Payment Calculators / Home Mortgage Calculators / Loan Mortgage Calculators for your use

Calculators	Source
Mortgage payment calculator	Calculator
What would my loan payments be? This mortgage calculator shows estimated monthly mortgage payments for different home loan amounts, interest rates and mortgage terms. Select either yearly or monthly to view the respective amortization tables for the mortgage payment calculator	Calculator
Mortgage Payment Calculator The mortgage payment calculator determines your payments for a particular loan. If you request an amortization table, you will also see how quickly your loan balance is paid off	Calculator
Amortization Calculator This calculator will help you create a complete payment schedule over the life of your loan - showing principle & interest on a monthly or yearly basis. Enter the Principal, Interest, Term and starting month of the loan to see the monthly payment, principal & interest paid, and the remaining balance. The qualifying income (as per the "28/36" qualification ratio) is also shown	Calculator
Mortgage Calculator & Financial Calculators This resource features over 100 different financial calculators. Through the left column you can quickly access all calculators (sorted by type). Below you can find the 20 most common mortgage calculators	Calculator
Mortgage Payment Calculator It is important to find the right home and loan to match your budget. Use our calculator to figure out your estimated monthly payment in advance by estimating your loan amount, interest rate, and length of mortgage.	Calculator
Mortgage Payment Calculator To calculate your monthly mortgage payments quickly and easily, enter the loan amount, the interest rate and the length of the loan in the fields below. In seconds, you'll have an estimate of your monthly house payment	Calculator
Mortgage Loan Calc Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule	Calculator
Adjustable Rate Mortgage Adjustable rate mortgages can provide attractive interest rates, but your payment is not fixed. This calculator helps you to determine what your adjustable mortgage payments may be	Calculator
ARM vs. Fixed Rate Mortgage A fixed rate mortgage has the same payment for the entire term of the loan. An adjustable rate mortgage (ARM) has a rate that can change, causing your monthly payment to increase or decrease. Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM	Calculator
Balloon Mortgage A balloon mortgage can be an excellent option for many home buyers. A balloon mortgage is usually rather short, with a term of five to seven years, but the payment is based on a term of 30 years. They often have a lower interest rate, and can be easier to qualify for than a traditional 30 year fixed mortgage. There is, however, a risk to consider. At the end of your loan term you will need to pay off your outstanding balance. This usually means you must refinance, sell your home or convert the balloon mortgage to a traditional mortgage at the current interest rates	Calculator
Fixed Rate vs. Interest Only Mortgage A fixed rate mortgage has the same payment for the entire term of the loan. Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.	Calculator
Interest Only ARM Interest only mortgages can provide you with very low monthly payments, however you are not paying off any principal during the interest only period. Use this calculator to examine an interest only mortgage.	Calculator
Mortgage Comparison: 15 yr. vs. 30 yr Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you	Calculator
Mortgage Payoff How much interest can you save by increasing your mortgage payment? This financial calculator helps you find out. Click the "View Report" button to see a complete amortization payment schedule, and how much you can save on your mortgage!	Calculator
Mortgage Points Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information	Calculator
Mortgage Qualifier The first step in buying a house is determining your budget. This calculator steps you through the process of finding out how much you can borrow. Fill in the entry fields and click on the "View Report" button to see a complete amortization schedule of your mortgage payments	Calculator
Refinance Breakeven How long will it take to breakeven on a mortgage refinance? That depends on a multitude of factors. These factors include your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Use this calculator to sort through the confusion, and determine if refinancing your mortgage is a sound financial decision. Click the "View Report" button for a detailed look at your records	Calculator
Refinance Interesting Savings How much interest can you save if you refinance your mortgage? This calculator helps you find out! Enter the specifics about your current mortgage, along with your current appraised value, new loan term, rate and closing costs. This will determine how much interest refinancing can save you. In addition, it will calculate the number of months to breakeven on closing costs with your reduced monthly payment. Click the "View Report" button for a detailed look at the results	Calculator
Rent vs. Buy Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you weed through the fees, taxes, and monthly payments to help you make a good financial decision. Click the "View Report" button for a detailed look at the results	Calculator
Mortgage calculator Determine the monthly payments for any fixed-rate loan. Just enter the amount and terms, and our mortgage calculator does the rest. Click on "Show Amortization Table" to see how much interest you'll pay each month and over the lifetime of the loan. The mortgage calculator will also show how extra payments can accelerate your payoff and save thousands in interest charges	Calculator
Mortgage Calculator	Calculator